Oksigen Untuk Ikan

Hari nie entry pasal ikan peliharaan sebenaunye..hehe...Oke, korang - korang yang ada peliharan ikan laa terutamanya nie..Penah tak tetibe eletrik rumah korang terputus? Tup-tup teringat yang korang punye ikan tuh tak tahan kalau tak de oksigen..haah..mcam mano nie ek? Nak biau mati jer ke? Alaa...sedihnye camni kan...fs penah laa belaku kejadian camni..Mmg haru laa jap..Sedih memikiorkan ikan tu di saat-saat mereka diambang maut..huhu..

International Passport "Buku Merah"

So mandangkan skang fs tk keje lagi, tugas fs skang ialah memfollow jer...Tak kisah laa sesape pn yang perlu bantuan, fs sedia membantu. Yelah,da lama x outing2,gather2ngan family  and member kn bcoz before nie asyik study jer..Balik cuti pn jarang2 coz jauh katenye...Ceritanya hari nie teman laa sorang member nie nak buat pasport. Fs pn hokay jer walopon da lupe da pn procedure time buat dolu-dolu. So kami pn pegi laa kat Wisma Persekutuan dkat Kuala Terengganu nie..Mak aih, msuk gate pn da bleh sesat..haha..nmpak sgt la blur2 kamben... Jadi kami pn masuk ikutkan orang jer..masuk je pintu..haaa..da nmpak lift2..tak taw plak mane nak tuju..mujur laa betul-betul kat dinding tu da terpampang haa semua jabatan yang ado kat sana..

So, kami pun naik tangga jer laa mandangkan pejabat imegresen nie level 1 jer..masuk2 jer trus pegi kounter dan amek nombor giliran. So nak jadikan cite, time kami pegi tu tak ramai orang pn..ado laa dalam 2 orang jer yang sebelum kami..Fs plak tetibe ter jakun negok orang2 nie sume..pasal dorang sampai jer kaunter trus cam betulkan tudung, betulkan rambut bagai..Da sampai giliran member, fs pun perati jer laa..dorang da tukar sistem rupanya..Yalah, time fs buat dolu-dolu banyak kali kene beratur. Nie mmg mudah, cepat, pantaas dan efisien. Kronologinye cenggini:

1- Ambil nombor giliran di kaunter pertanyaan
2- Bagi kad pengenalan dan staf akan buatla apa yang dorang patut. Owh,korang kene ukur tinggi jugak time tu,dah ada pun scale dekat dinding tu.
3-Duduk di kerusi yang tersedia dan smile kat kamera.
4-Bayar RM200
5- Tuggu passport anda siap..biasanya mereka akan ambil masa selama satu jam..bergantung kepada sistem dan kesesakan juga.
6- Anda dah pun boleh melancong..sayonara malaysia..

Mudah kan nak buat passport? So lepas nie dah tak perlu risau lagi. Rm200 tu untuk tempoh  5 tahun..So, alang-alang dah ada pasport tu boleh laa pegi jalan-jalan..Ada jugak yang tertanya-tanya kan apa beza buku merah, buku biru, buku hitam dan macam-macam kaler lagi laa kan? So, jawapannye ialah, warna pasport nie mengikut negara masing-masing. Negara kita warna merah dan biru jer klau fs tak silap. Merah untuk international uses and biru untuk domestic uses which is to sarawak only.

Hati - Hati Membawa Diri

Part Time Job

Money sure made a man headache. Everything now need a money. So here is some of part time jobs that I can list to increase your budgets and the one that I still doing.

1. Viewfruit
This is online survey that give you specific points after you participate it. What best about this survey is they are very active and prepare 2-4 survey per day. You can earn about 400-500 point per day. This point will be collected and you can redeem it at 1500 point minimum equal to 3$. Join now and collect as many as point you can and redeem it.
To join this survey you only need to have good internet connection and a PC @ Laptop (advice to use because other device may not support the survey). Click the link above and register.

http://my.viewfruit.com/en/Register/NDY2NDA6U0ZENTUyRlA0NllUMjM4NjVNUlI=/OQ==

2. AIP Online Survey
This survey offer a voucher in RM20 to RM50. They also an active organization. One survey will give you about 100-300 points depends on your answer. Please make sure that your answer is consistence, accurate and honest. The voucher that available to redeem is KFC, MCD, GIANT, prepaid CELCOM , DIGI & HOTLINK, GUARDIAN, WATSON and so on. Redeem your point as low as 2000 point. For this survey, you can leave your valid email address to me so I can pm you later.

Helping is Happy

PTPTN is " RIBA"

Hi all..okay this time I wanna talk about loan. Nowadays, loan is a compulsory for education, purchasing new car, house and so on. However, do you aware, when we make a loan at the bank and so on, they tend to charge us more than we borrow. So now, let me explain this with situation.

In year 1995, Sam borrow RM 1 from Ah Seng. In 2015, Sam coincidentally meet Ah Seng and he remember about his loan last 10 years. He then pays Ah Seng RM 1. 

So, the question lay here. Do the amount of RM 1 in year 1995 and year 2015 still same? For example, we can buy 5 packets of MAMEE MONSTER in 1995 with RM 1, but how many MAMEE MONSTER we can get in 2015? Only 3 packets right?So, this is INFLATION that already I explain in the last entry.

So, the charge for our loan is not "riba" at all as long as their percent is low. For example PTPTN, they only take 1% from our loan to cope with inflation rate per year. However, if the percent is unbelievable high, think wisely.

Think Twice Before Shout It Loud

Inflation

People nowadays used to talk talk about inflation. So...what is INFLATION??

In easy word, inflation is a money virus. As we all informed that virus nature such as flu, HIV and so on is breed, same goes with money virus. There is no end of inflation. Not today, not tomorrow and not next year. So, are we going to sit and wait?? 

It's now or never!! Maximize your saving by letting the money grow!! HOW??

1. INVESTMENT

Nowadays there are many company that willing to consult a novice in an investment. There is also a ton of type investment that you can do. The easier way is an investment through your EPF. Why just saving and collect small return per year while you qualified to maximize it? Old folks always say that don't put all eggs in one basket.